Personal finance

3 Things You Can Do Right Now to Snag Higher Social Security Checks | Smart Change: Personal Finance

(Maurie Backman) People are often advised not to depend on Social Security too heavily during retirement. That’s because those benefits will only replace a portion of the paycheck you’re used to receiving. But still, there’s a good chance you’ll rely on Social Security to some degree once your time in the workforce comes to an …

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3 Big Reasons You Probably Won’t Get the $ 4,194 Max Social Security Benefit | Smart Change: Personal Finance

(Christy Bieber) In 2022, the Social Security Administration sends out retirement benefit checks totaling $ 4,194 per month to a small number of Americans. This is the maximum payment available from the SSA, and it provides quite a generous income compared to the average benefit of $ 1,657. So, will you be on track for …

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How Debt-Related Stress Affects Body and Mind | Smart Change: Personal Finance

Sara Rathner Being in debt feels like you’re always a step behind. It does not help that debt is spoken about as something that’s your fault – too much online shopping, or too many pricey pitchers of mimosas at brunch. “In our culture, in our country, we have a lot of noise about debt,” says …

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Learn Your Parents’ Financial Plans ASAP | Smart Change: Personal Finance

Laura McMullen My mom died at age 61, when I was 31. Seeing her headstone in a field of others smacked me with a brutal, if obvious fact: Everyone, including everyone’s parents, will die. I promise I’m not trying to depress you. I want to prepare you, as this loss can happen sooner than you’d …

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Learn Your Parents’ Financial Plans ASAP | Smart Change: Personal Finance

Laura McMullen My mom died at age 61, when I was 31. Seeing her headstone in a field of others smacked me with a brutal, if obvious fact: Everyone, including everyone’s parents, will die. I promise I’m not trying to depress you. I want to prepare you, as this loss can happen sooner than you’d …

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The 3 Best and 2 Worst Reasons to Claim Social Security at 62 | Smart Change: Personal Finance

(Christy Bieber) You can start getting your Social Security retirement benefits for the first time as soon as you turn 62. This is classified as an early claim, though, since it’s well before the full retirement age when you become eligible for your standard benefit. It’s also a whopping eight years before 70, which is …

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